With insurance, most of our patients pay $0–$50 per TMS session. Your exact cost depends on your plan's deductible and copay, and we check it for free before you start. Paying without insurance? Ask us for current self-pay pricing.
Or call (646) 817-2835 — speak with our team now
Medically reviewed by Yuli Fradkin, MD, board-certified psychiatrist · Last reviewed October 2026
Rated 5.0
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FDA-Cleared
Safe & evidence-based
In-Network
Aetna, BCBS, Cigna, United
Board-Certified
Psychiatrists, 15–25+ years
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Dr Fradkin helped me with treatment-resistant depression using TMS.
Valery Dinner Verified Google ReviewI had a great experience at the Village TMS Center for Autism and Depression. The staff is very kind, professional, and truly cares about their patients. They take the time to listen and explain the treatment process clearly.
kibriyo komilova Verified Google ReviewMy son just finished TMS therapy with Village Group Medical. I am pleased to mention pleasant and welcoming atmosphere of this office. It helped my son relax and agree to undergo the therapy.
Yelena Haskin Verified Google ReviewAs an R.N. for decades I’ve had myriad experiences with institutions and providers. It takes a lot to impress me and that’s what Dr Fradkin and his affable staff have done! My treatments have been attended to with integrity, friendliness and skill. They provided scheduling flexibility, cost transparency, and a comprehensive orientation to my TMS treatments with a smile. Thus I have no reservations advocating Village TMS and award Dr Fradkin and his staff an A+.
Dennis Moriarty Verified Google ReviewI've been using Village Medical Group services for quite some time and can recommend it to everyone. Very easy easy and transparent communications, warm and welcoming office with people who care. George is very knowledgeable, helpful and I really appreciate his help all the time. Dr. Fradkin is amazing specialist that carefully and precisely chose the treatment that helped. I feel safe and comfortable every time I visit the office.
Nikita Khvastunov Verified Google ReviewVery professional and caring team. I enjoyed learning more about this solution and was pleased with the provided service!
Raul Ifraimov Verified Google ReviewTMS session with George went great. Even though I just started and it’s a new experience for me, a cautious supervision and guidance of the specialist helps to get through. I had all my questions being answered before the procedure. Will come again!
Ekaterina Kokovikhina Verified Google ReviewJust had my first TMS session. Feeling great!
Sofia Dro Verified Google ReviewCOST AT A GLANCE
TMS is priced as a course, not a single visit. A standard course is usually 30–36 sessions over 6–9 weeks; your psychiatrist sets your schedule. The number that matters is your share of the whole course, and for insured patients that depends mostly on the per-session copay and any deductible left for the year.
With insurance, most patients pay $0–$50 per session. If you're paying yourself, ask us for current self-pay pricing and we'll explain exactly what it covers before you commit. Flexible self-pay plans are available.
A course covers more than time in the chair: your psychiatric evaluation, the motor threshold mapping visit, daily treatments delivered by trained staff and your psychiatrist's oversight throughout. There are no anaesthesia, recovery-room or medication costs attached to TMS itself.
New to the treatment? Read TMS therapy for depression first, then come back to the numbers.
We verify your benefits and handle prior authorization before your first session, so you know your expected share of the cost up front.
$0–$50
Per session for most insured patients
Free
Insurance verification
30–36
Sessions in a standard course
None
Anaesthesia or recovery fees
WHAT AFFECTS YOUR COST
Two patients at the same clinic can pay very different amounts. These are the main reasons.
YOUR PLAN
If you haven't met your deductible, early sessions may cost more until you do. After that you pay your plan's copay or coinsurance per session. Our free verification spells this out before you start.
YOUR PROTOCOL
Because cost builds per session, a longer course costs more in total. Your psychiatrist sets the number of sessions, and insurers usually approve a set number at a time.
YOUR NETWORK
We're in-network with Aetna, BCBS, Cigna, United, Empire BCBS, Oxford and Medicare. If your plan is out-of-network, we can support you in claiming reimbursement for part of the cost.
COST COMPARISON
We offer all three treatments, so here is how they compare on cost, coverage and time. Ask us for your own estimate. For Spravato in detail, read how much Spravato costs in 2026; for ketamine, see our ketamine therapy cost guide.
| TMS | Spravato (esketamine) | IV ketamine | |
|---|---|---|---|
|
FDA status |
FDA-cleared device for major depression |
FDA-approved drug for treatment-resistant depression |
Off-label for depression |
|
With insurance |
Most patients pay $0–$50 per session |
Depends on your plan; more often covered than IV or IM ketamine |
Usually not covered, because it is off-label |
|
Without insurance |
Ask us for current self-pay pricing |
Ask us for current pricing |
Typically $400–$800 per session |
|
Time per visit |
About 20–30 minutes |
At least 2 hours of monitoring |
Infusion plus monitoring |
|
Schedule |
About 5 days a week; usually 30–36 sessions over 6–9 weeks |
Twice weekly in weeks 1–4, weekly in weeks 5–8, then weekly or every 2 weeks |
A series set by your psychiatrist |
|
Getting home |
Drive yourself |
No driving until the next day, after a restful sleep |
No driving that day; arrange a ride |
WAYS TO PAY
Most major plans cover TMS for depression once their criteria are met. We're in-network with the carriers listed below and handle prior authorization for you.
Medicare covers TMS for depression when it is medically necessary under the local coverage rules for your region, which you can search in the CMS Medicare Coverage Database. We accept Medicare.
TMS treats a diagnosed medical condition, so it is generally an eligible expense for HSA and FSA funds. IRS Publication 502 explains which medical costs qualify. Check with your plan administrator if unsure.
Ask us for current self-pay pricing. We offer flexible self-pay plans and support with out-of-network reimbursement claims.
Free insurance verification. Know your cost before your first session.
YOUR ESTIMATE IN 4 STEPS
STEP 1 · FREE
Give us your insurance details and a short summary of the treatments you've already tried.
STEP 2
We contact your insurer to confirm your deductible, copay or coinsurance, and whether TMS needs prior authorization.
STEP 3
If your plan requires it, we submit the request with your psychiatrist's evaluation and your treatment history.
STEP 4
We tell you your expected cost before your first session, so you can decide with the full picture.
Start your free benefits check today.
INSURANCE CRITERIA
Each insurer writes its own medical policy, but most look for the same things. Our guide is TMS covered by insurance? walks through what major insurers and Medicare ask for in detail.
Coverage is usually for major depressive disorder confirmed by a psychiatric evaluation, often with a standard symptom score such as the PHQ-9.
Most policies ask for a set number of antidepressant trials at an adequate dose and length, or medications you couldn't tolerate. The number varies by plan.
Many plans also want to see a trial of psychotherapy alongside medication.
Coverage is approved before treatment begins, usually for a set number of sessions. If a request is denied, we'll go through the reason with you and talk about next steps, including an appeal.
Not sure you meet your plan's criteria? We'll check for free.
WHY IT COSTS WHAT IT DOES
Each session uses specialised FDA-cleared equipment and trained staff under a psychiatrist's supervision, and the effect builds over many visits. That's why the price reflects a full course rather than one treatment.
When you compare options, count the whole picture. TMS has no anaesthesia fees and no recovery time, and you can drive yourself, so there's no ride to arrange and no lost day of work. Spravato is given only in a REMS-certified setting with at least 2 hours of monitoring and no driving until the next day, and IV ketamine also means a ride home.
Whether TMS is worth it depends on your situation. If antidepressants haven't helped, it's worth knowing your real cost before ruling TMS out. Send us your insurance details and we'll give you a number.
TMS needs no sedation or anaesthesia, so there's nothing extra to pay for.
Sessions take about 20–30 minutes, and you can go straight back to work.
You can drive yourself to and from every session.
Confirm your deductible and session limits with us first, so nothing surprises you later.
We're in-network with the plans below and accept Medicare. Not listed? Send us your details and we'll check your coverage for free.
AETNA
BCBS
CIGNA
UNITED
EMPIRE BCBS
OXFORD
MEDICARE
+ MORE CARRIERS
Takes 2 minutes. No commitment.
The psychiatrists who evaluate you and oversee your course once your coverage is confirmed.
Board-Certified Psychiatrist · 25+
Years Experience
I founded Village TMS because so many of my patients had been failed by
standard treatment paths. My approach is unhurried, evidence-driven, and centred on what each person actually needs to feel like themselves again.
Board-Certified Psychiatrist · 15+ Years Experience
I came to TMS after watching patients
cycle through medications that didn't fit them. My focus is precision, matching the right protocol to the right person, and adjusting as we go.
Psychotherapist & Coach ·
Couples Therapy
I help adults and couples build self-awareness and deepen relationships. My work is grounded in Gestalt therapy and informed by EMDR, mindfulness, and transpersonal psychology. I combine deep emotional exploration with practical tools, working in a warm, collaborative space where clients feel genuinely seen and supported.
Straight answers about paying for TMS in New York.
With insurance, most of our patients pay $0–$50 per session, depending on their plan’s copay, coinsurance and deductible. If you’re paying yourself, ask us for current self-pay pricing.
Usually, yes. Most major plans cover TMS for major depression once their criteria are met, typically including prior antidepressant trials and prior authorization. Read is TMS covered by insurance? for the details.
Each session involves specialised FDA-cleared equipment, trained staff and psychiatrist oversight, and a course runs to many sessions. The price reflects the whole course rather than a single visit.
It can be. The cost of diagnosing or treating a medical condition, including TMS, counts toward the medical expense deduction if you itemize, and only the part above 7.5% of your adjusted gross income is deductible. See IRS Publication 502 or ask a tax adviser.
Generally, yes, because TMS treats a diagnosed medical condition. Check with your plan administrator if you’re unsure.
Medicare covers TMS for depression when medical necessity criteria are met. We accept Medicare and can check what your plan requires.
Many plans will consider a repeat course if the first one helped and symptoms have come back. Criteria vary, so we check your plan before booking.
A denial isn’t always final. We’ll look at the reason with you, see whether more records would help, and talk through an appeal or other treatment options.
For insured patients, TMS at $0–$50 per session usually costs far less per visit than IV ketamine, which is off-label, rarely covered and typically $400–$800 per session. Spravato is FDA-approved and more often covered than ketamine. See Spravato treatment in NYC and the comparison table above.
INSIGHTS
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VISIT US
Our TMS therapy in NYC is at 80 Fifth Avenue, Suite 1405, New York, NY 10011, at 14th Street near Union Square. Call (646) 817-2835 to check your coverage.
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